Popularity of early retirement wanes "The bank found that 11 per cent of people in their 70s and a third of those in their 60s are still in some kind of paid employment. The figure is even higher in some places like the US, where 19 per cent of those in their 70s are still working." Internal (dis)organisation(?) in the sense that life in the West is slowly becoming harder again for the ordinary employees (disorganisation - pensioners having to help themselves). In Russia, poverty among pensioners is (still) a big problem. Many choose to maintain a small garden in the back yard in order to get by. From another viewpoint, one can argue that today's western pensioners are healthier and therefore better prepared and more willing to continue to work (pro-organisation).